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Are you looking for a fun project that will add some pizzazz to your home – that doesn’t require a degree in carpentry? Before you leave your old furniture on the curb with a sign that says, “free to good owner,” here are 7 creative ideas that will revitalize that furniture and leave anyone feeling handy.  1. Rustic Planter – Enhance any backyard space by painting an old bedroom side table with a fun color, pull out the drawer, and use it as a planter.  2. Kitchen Island – No built-in island? Transform an old dresser by adding a custom countertop. The drawers will come in handy also.  3. Crib Appeal – We all need more storage. Take off one of the side rails of that old crib and add a piece of glass or butcher block on top to make a cool bookcase or craft table.  4. Cabinet Door Headboard – Reuse those old cabinet doors by creating a custom headboard for a guest bedroom. Paint white or multi-colors for a country chic look.  5. Vanity Transformation – Remove t...

Building a home might sound like something reserved for the rich and famous, but the truth is, it might be easier than you think to get a construction loan.  What is a construction loan?   Construction loans are short-term, higher-interest-rate mortgages that cover the cost of building or renovating a home. The buyer qualifies for the final mortgage and the lender pays the contractor for cost on a pre-approved schedule. Once the construction is complete, the loan is converted into a traditional home loan.  Type of Construction Loans   • Construction to Permanent – Converts to a permanent loan with the interest rate locked in at closing.  • Construction Only – Must be paid off when construction is complete, so the borrower will then need to get new financing. • Renovation Construction Loan – Cost of renovations are included in the original mortgage based on the value of the home after the repairs or upgrades. Best used for buying a fixer-upper property.  W...

Can You Sell an Outdated House?  It seems that everywhere you turn there are companies who advertise buying ugly houses. These messages offer to quickly buy any house, regardless of the condition. The problem is that their offers are often significantly below market value.  If you’re a seller whose home needs some attention, you might think these companies are your only option. Some of the offers sound attractive; quick sale, all cash, no commissions, and no fees. But before you do anything, it’s worth your time to call a local real estate agent for a second opinion.  3 Reasons to Call a Real Estate Agent Now  1. Free Advice – The real estate agent will not charge you anything to simply come look at your home.  2. Your House Might Not Be that Ugly – You may be surprised to find that your home is quite marketable. A few years ago, a 1950s mid-century modern home would have been considered a tear-down. Now, these ranch homes command top dollar and are in very sh...